Gotifridi, P. ., & Magali , J. . (2021). Factors Affecting Use of Mobile Money Services on Loans Repayment for Saving and Credits Cooperative Societies (SACCOS) in Rombo District, Tanzania. PAN-AFRICAN JOURNAL OF BUSINESS MANAGEMENT, 5(1). https://doi.org/10.61538/pajbm.v5i1.1003