Kiboko, K. A. ., Marwa , J. J. ., & Nade, P. . (2026). Adoption of Digital Technologies in Women-Owned Small Businesses: A Global Review of Patterns, Growth Factors, and Barriers. PAN-AFRICAN JOURNAL OF BUSINESS MANAGEMENT, 10(1), 23–41. https://doi.org/10.61538/pajbm.v10i1.2074