MMARI, F. W.; RAPHAEL, G. . Financial Service usage and Rice Commercialization of Smallholders Farmer in Kilombero District: The Role of Institutional Law and Regulation. PAN-AFRICAN JOURNAL OF BUSINESS MANAGEMENT, [S. l.], v. 6, n. 1, 2023. DOI: 10.61538/pajbm.v6i1.1152. Disponível em: https://journals.out.ac.tz/index.php/pajbm/article/view/1152. Acesso em: 23 aug. 2025.