NTULO, E. Determinants of Consumers’ Intention to Use E-payment System in Shopping Malls in Dar es Salaam, Tanzania: Modified UTAUT Model Approach. PAN-AFRICAN JOURNAL OF BUSINESS MANAGEMENT, [S. l.], v. 3, n. 1, 2019. DOI: 10.61538/pajbm.v3i1.656. Disponível em: https://journals.out.ac.tz/index.php/pajbm/article/view/656. Acesso em: 17 jul. 2025.