Kapaya, Saganga Kapaya M., Proches Ngatuni Ngatuni, and Tumaini Katunzi. 2018. “Product Diversification, Capital Structure and Dynamic Adjustments: Empirical Evidence from Tanzania”. PAN-AFRICAN JOURNAL OF BUSINESS MANAGEMENT 1 (2). https://doi.org/10.61538/pajbm.v1i2.319.