Kavishe, Wilfred Felix, NsubiliIsaga Pascal Ndaki, and Daudi Pascal Ndaki. “Interaction Effect Between Loan Officers’ Characteristics and Loan Default Rate on Crowdfunding Approval”. PAN-AFRICAN JOURNAL OF BUSINESS MANAGEMENT 8, no. 1 (May 16, 2024): 125–142. Accessed June 1, 2025. https://journals.out.ac.tz/index.php/pajbm/article/view/1499.