Mwacha MJ. Borrower Characteristics and the Level of Non-Performing Loans among Saving and Credit Cooperative Societies in Tanzania: Moderating Effects of the Educational Level of Loan Committee Members. PAJBM [Internet]. 2025Dec.19 [cited 2025Dec.19];9(2):171-206. Available from: https://journals.out.ac.tz/index.php/pajbm/article/view/1898